
Here for you and your family
Whether you are needing finance for a new home, refinancing an existing mortgage, or need to remortgage your home. I am here to help you examine the right mortgage products and options available and choose the ones that are appropriate for your current financial situation.
Torres Mortgages
Mortgage Professional in Vancouver, BC
Here at Torres Mortgages, I am committed to finding all my customers the absolute best mortgage options and products that meet all their wants and needs. Whether you need to finance a new home, refinance an existing mortgage, or need to remortgage your home, I will use my expertise to find you the best mortgage options and products for your financing needs.

About
Torres Mortgages
Passion, Dedication, and Expertise to providing excellent customer service is exactly what I bring to all of my clients. In addition to commitment to premium service, I provide custom financing solutions for your individual situation and needs.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment, renovation, or pleasure. Perhaps your current mortgage is just simply up for renewal, I will find the best matching mortgage solution for your financial situation.
MORTGAGE SERVICES
HOME PURCHASE
Whether you are a first time home buyer or a seasoned real estate investor looking to add to your real estate portfolio, I will make sure you feel comfortable throughout the entire process. I will get you the best mortgage product that suits your individual needs. I work with all types of home buyers from first timers to savvy investors with multiple properties. If you can dream it, I can help you finance it! (Within reason of course).
REFINANCE
Are you looking to refinance your property to gain access to some of the equity you have built up over the years? Maybe you are looking to consolidate some debts, start a new business venture, renovate your home, go on vacation with friends and family, or looking to buying an investment property. No matter what the reason it may be, I will discuss all of your mortgage refinancing options with you and help you select the mortgage that best suits your needs!
RENEWAL
The best time to start looking at renewing your current mortgage is 4 months before your maturity date. If your current lender has sent you a renewal offer in the mail, email, or if they have called you on the phone, the first thing you should do is contact me for advice right away. Never just sign the lender’s offer, there is ALWAYS room for negotiation. I’m here to assist you, so that you don’t have to do the negotiations all by yourself!
Let's run some numbers.
Start by telling me where you are in your home-buying journey.
CHECK OUT MY BLOG TO STAY INFORMED!
What You Need To Know About Canada’s Foreign Buyer Ban Starting on January 1st, 2023, the federal government will enforce the Prohibition on …
The 50/30/20 Budgeting Rule What is the 50/30/20 budgeting rule? US Senator Elizabeth Warren created the 50/30/20 budgeting rule in her book, …
How To Improve Your Credit Score Here are some easy things you can do to improve your credit score, regardless of your …
Some Of My Lending Partners
Insurers


